You live in a Flood Zone!
The fact is, everyone lives in a flood zone. Fortunately not all flood zones are that risky! Your home may just be in a very low risk flood zone, but that doesn't' mean a flood may never affect you. Any water that inundates two or more properties is considered a flood. If a ton of rain floods the street ( a property) and then your home ( a second property) that is flood. The bad news is that Flood is not ever covered under a normal HO3 homeowners policy. If you see the need to cover the risk of flood, please call us and we can send you a flood quote in a matter of minutes!