The comprehensive coverage in your auto insurance policy typically covers you for a stolen vehicle loss. It may also help cover repairs to your vehicle...
Can you purchase earthquake insurance for your home?
Yes -ish
Most of the carriers that insure your home do offer an earthquake endorsement. However, there are...
Decorate Safely-Decorating is one of the best ways to get in a holiday mood, but emergency rooms see thousands of injuries involving holiday decorating every...
The holidays can be stressful. Shopping, social events, debt, and other pressures can lead to anxiety. Missing loved ones and stewing about past events can...
Why is my vehicle worth less?totaled-car-actual-cash-value
One of the areas of misconception when it comes to totaled vehicles is the worth of the damaged vehicle. Oftentimes...
72 percent of participants of a Forbes Advisor survey don't know what their coverage gives them.
According to the survey, homeowners don't realize that their home...
New questions have been rising with the recent announcement that California will transition to all electric-powered vehicles by 2035.
For now, auto insurance policies for electric...
What is considered a business? What you consider a business and what your insurance provider considers a business may be seen differently. Hmm, never...
Since September is Life Insurance Awareness Month, now is a good time to review your life policies. Have your needs changed? Are your beneficiaries up...
The key distinction for determining if a personally owned car may need commercial auto insurance coverage is whether the vehicle is used for any business-related...
When you make an insurance claim against your Auto Insurance your Homeowner’s Insurance or any other policy for that matter, that claim history will stick...
The rules of recreational drone flight in the US
In addition to registering your drone and obtaining your registration number. There are other rules for flying...
Car insurance rates are based on several factors, including how you drive. If you’re looking for the cheapest car insurance rates, you may have come...
How Medicare enrollment works with Railroad Retirement benefits
You are typically eligible for Medicare if you are eligible for either Social Security benefits or Railroad...
Homeowners’ insurance has now become a necessity. It helps you throughout and protects your home not just against damage or theft but also in coverage...
If you have been diagnosed with Amyotrophic Lateral Sclerosis (ALS), commonly known as Lou Gehrig’s disease, you are eligible for automatic enrollment into Medicare the...
When to buy travel insurance.....
Travel insurance should be purchased soon after booking your travel – ideally after making your initial trip deposit or when planning...
If you become eligible for Medicare because of a disability and have been receiving Social Security Disability Insurance (SSDI) or railroad disability annuity checks for...
If you missed your Initial Enrollment Period (IEP) and need to enroll in Medicare, you likely will have to enroll during either a Special Enrollment...
A motorcyclist’s most essential piece of riding gear is by far their helmet. Helmets significantly reduce the risk of death and limit the likelihood of...
The 2022 hurricane season is expected to be busier than normal yet again.
Dr. Phil Klotzbach and his team at Colorado State University already issued their...
Protection Classes —
The 10 categories used by the Insurance Services Office, Inc. (ISO), to rank the fire protection in cities and towns according to the...
Commercial trucking insurance is just part of business for carriers and truckers who are independent owner operators.
Since it is such a major expense and can...
Some job-based insurance plans offer creditable drug coverage. If you are eligible for Medicare and enrolled in creditable coverage from your current employer, you can...
Child Abuse Prevention Month was created because child abuse and neglect was both widespread and too often invisible. Our children are our future may be...
Special Enrollment Periods (SEPs) are periods of time outside normal enrollment periods where you can enroll in health insurance. They are typically triggered by specific...
Job-based insurance is insurance offered by an employer or union for current employees and family members. Job-based insurance allows you to delay Medicare enrollment. However,...
If you are eligible for Medicare but not currently receiving Social Security retirement benefits or Railroad Retirement benefits, there are three different time periods during...
Every single business that has employees should carry workers compensation coverage. The main reason is to protect the business from bankruptcy!
Why is that? Well...
Job-based insurance is insurance offered by an employer or union for current employees and family members. job-based insurance allows you to delay Medicare enrollment. However,...
For what purposes can I use a registered farm
vehicle?
Vehicles that are registered for farming purposes can be used to
transport:
agricultural products to market or to other...
The National Marine Manufacturers Association (NMMA), representing North American recreational boat, engine and marine accessory manufacturers, reports that retail unit sales of new powerboats...
Most people become eligible for Medicare when they turn 65. Your Medicare enrollment steps will differ depending on whether or not you are collecting retirement...
An SR-22 filing is considered "high risk".
SR-22 certification is required for the following convictions:
Unsatisfied judgements
Uninsured motor vehicle suspension
Failure to provide proof of insurance associated...
Health Savings Accounts (HSAs) are accounts for individuals with high-deductible health plans (HDHPs). Funds contributed to an HSA are not taxed when put into the...
Although The Springer Agency is licensed in North Carolina, Maryland and Washington D.C., we insure the vast majority of our clients right here in Virginia....
This is new… Virginia now has higher required limits of limits of liability. Starting January 1st, anyone wanting to purchase the state minimum liability...
Have you looked at your Medicare plan changes for 2022? How will spending more money on your prescriptions affect your budget? Will all your medicines...
As housing prices continue to increase, many homebuyers are expanding their search beyond traditional houses. Manufactured homes present a viable option for potential homeowners....
Probably not... because it doesn't really exist! What people usually have when they think they have full coverage is actually at least three different coverages...
It’s back-to-school time — is your house ready?
We’re not quite sure where summer went, but if you haven’t noticed, it’s already time to think about...
Nicholas Springer 
Peggy Claytor 
Lisa Mims 
Chris Leitch 
Hannah Reames 
