American Modern

American Modern is a widely recognized specialty insurance leader that delivers products and services for residential property--like manufactured homes and specialty dwellings--and for consumers in the recreational market, including owners of boats, personal watercraft, classic cars, motorcycles, ATVs and snowmobiles.

established in 1965
  • AM Best Rating A+
  • Affirmend 2022
American Modern Background

Learn about American Modern

We are a leading specialty insurance provider for your motorcycle, boat or collector car, plus residential insurance for rental property, vacation home, standard dwelling, vacant property, or mobile home.

Show More

Insurance Products Offered


American Modern has changed a lot over the years, starting out over 75 years ago as The Midland Company and now part of Munich Re, the organization has a history of taking advantage of opportunities to grow its business and become a leading specialty lines insurance carrier.


AM Best Rating A+
Affirmed 2022

American Modern has been named one of America's Best-In-State Insurance Companies for 2021 by Forbes magazine.

American Modern was recognized as one of the top providers of Homeowners insurance in Ohio, ranking fourth overall based on a survey of more than 20,000 customers in the United States.

We are both honored and delighted that our policyholders have named American Modern one of Americas Best-In-State Insurance Companies, said Andreas Kleiner, President and Chief Executive Officer, American Modern. As a specialty insurance carrier that is not as widely known amongst consumers as standard carriers, this recognition means a lot to us. We also have our agency distribution partners to thank for this award, as they routinely recommend us to their customers for our exceptional insurance products and services.

Forbes partnered with market research firm Statista to produce the magazine's first annual ranking of the best insurance companies in each state, recognizing companies for five different insurance products: Auto, Homeowners, Renters, Term Life, and Permanent Life Insurance. Customers were surveyed for their opinions on their insurance relationships and were asked to evaluate insurance products based on financial advice, customer service, price-performance ratio, transparency, and damage/benefit service.

Video Images