Carrier partner profile

American Modern Insurance

American Modern is a widely recognized specialty insurance leader that delivers products and services for residential property--like manufactured homes and specialty dwellings--and for consumers in the recreational market, including owners of boats, personal watercraft, classic cars, motorcycles, ATVs and snowmobiles.

  • AM Best A+
  • Affirmed 2022
  • Est. 1965
American Modern logo
Carrier American Modern
AM Best A+
Established 1965

About American Modern

American Modern Insurance Group is a leading specialty insurance company known for helping customers protect homes, vehicles, and recreational property that may not always fit a standard insurance policy. American Modern provides insurance solutions for residential property, including manufactured homes, rental property, vacation homes, vacant homes, and specialty dwellings, as well as recreational products such as boats, personal watercraft, motorcycles, ATVs, snowmobiles, and collector cars.

American Modern’s insurance history dates back more than 75 years to The Midland Company, and its insurance operations began in 1965. Over time, the company grew from a focus on mobile home insurance into a national specialty insurance carrier. Today, American Modern is part of Munich Re and is recognized for specialty personal lines insurance, admitted products in all 50 states, and strong financial backing.

Springer Insurance works with American Modern to help customers compare specialty insurance options and find coverage for unique homes, recreational vehicles, rental properties, seasonal properties, and other hard-to-place risks. As an independent insurance agency, Springer Insurance can help explain American Modern Insurance coverage options and guide customers toward a policy that fits their property, lifestyle, and budget.

Insurance Products Offered

Company History

American Modern has changed a lot over the years, starting out over 75 years ago as The Midland Company and now part of Munich Re, the organization has a history of taking advantage of opportunities to grow its business and become a leading specialty lines insurance carrier.

Financial Strength

AM Best Rating: A+, affirmed 2022.

American Modern has been named one of America's Best-In-State Insurance Companies for 2021 by Forbes magazine.

American Modern was recognized as one of the top providers of Homeowners insurance in Ohio, ranking fourth overall based on a survey of more than 20,000 customers in the United States.

We are both honored and delighted that our policyholders have named American Modern one of Americas Best-In-State Insurance Companies, said Andreas Kleiner, President and Chief Executive Officer, American Modern. As a specialty insurance carrier that is not as widely known amongst consumers as standard carriers, this recognition means a lot to us. We also have our agency distribution partners to thank for this award, as they routinely recommend us to their customers for our exceptional insurance products and services.

Forbes partnered with market research firm Statista to produce the magazine's first annual ranking of the best insurance companies in each state, recognizing companies for five different insurance products: Auto, Homeowners, Renters, Term Life, and Permanent Life Insurance. Customers were surveyed for their opinions on their insurance relationships and were asked to evaluate insurance products based on financial advice, customer service, price-performance ratio, transparency, and damage/benefit service.

Why Choose American Modern

Virginia-focused insurance company with deep local roots; strong option for homeowners, farms, property, and small business coverage; regional knowledge of Virginia insurance needs; independent agency friendly.
Insurance Terms to Know

Breach Response

Breach response coverage helps pay expenses after a privacy breach, including notification, legal, forensic, and credit monitoring costs.