A commercial umbrella policy can provide liability coverage in excess of your other business insurance policy limits. In some cases, if coverage is excluded on other policies, the umbrella may provide coverage for the loss.
What does a commercial umbrella insurance policy cover? Broadly speaking, a commercial umbrella insurance policy is usually made up of four core coverages: bodily injury, property damage, personal injury and advertising injury. There are also optional, add-on coverages available. You work hard to grow your business. Protecting it with the coverages that fit your business’s risks is a smart move.