Benefits Lesson

Disability Insurance

Disability is a policy that will help pay you a salary if you go out of work for a sickness or an off the job injury. Disability insurance helps protect your ability to earn a salary. Your PTO eventually ends and won't replenish for a year. Who pays you after that?

Lesson Script

What This Video Covers

Disability is a policy that will help pay you a salary if you go out of work for a sickness or an off the job injury.

Disability insurance helps protect your ability to earn a salary. Your PTO eventually ends and won't replenish for a year. Who pays you after that?

Insurance Terms to Know

Functional Replacement Cost

Functional replacement cost pays to replace damaged property with less costly material or methods that perform the same function.